Investment memorandum · Proptech & Real Assets

Housing Finance and Proptech in Chile and Mexico

Mortgage origination, rent-to-own, fractional and tokenised real estate, and the software layer of developers and property managers after three years of high rates.

By Raimundo García-Huidobro · November 2026

In progress

This memo is being built in the open. First version expected November 2026. Follow the Learning Log or the RSS feed to see it land.

Outline

In progress. Built on two years selling real-estate investment at an early-stage Chilean proptech and on the operating view from a family construction and real-estate group. Will cover the housing deficit, the mortgage stack, rent-to-own and alternative credit, developer software, and exit paths through banks, insurers and listed developers.

Written November 2026. Personal research; not investment advice; does not reflect the views of Onwards VC or any other organisation. Public information only.